YOu can also buy a $25.00 PC 18watt (5000k) setup that works nicely. I picked one up at Jays Jungle. I am using that a 15 watt Coralife Actinic on my Nano at work. Granted I only have Mushrooms in it right now, but they are doing quite well. The tank is young and I plan to add a few more things to it as time goes by. I'll keep you all posted.
BTW I am in AF as well.